Watercraft insurance protects you and your vessel from accidents, theft, vandalism,
and personal liability.
Whether you are the proud owner of a boat, yacht, personal water craft, sailboat
or are a prospective buyer, one of our helpful agents at JAV Insurance are eager
to assist you in obtaining the best watercraft insurance policy at the right price.
Simply call our offices at 305-252-1009 or click here to get an online
quote.
Most boat policies cover physical damage to the hull, sails, machinery, furnishings,
and most other equipment that is normally used on board. Most dangers
are covered including vandalism, malicious mischief, and damage
which results from collision or sinking.
Insurance needs differ depending on the type, age, or value of the boat or watercraft
you own. Your policy will explain in detail what is covered and what is specifically
excluded.
You are also insured against liability losses. You are covered
for any damages that may occur as a result of a collision with another boat, yacht,
personal water craft, sailboat or dock. You are also covered in the unfortunate
case that your watercraft is the cause of bodily injury or death
to another person while operating your vessel.
Under most watercraft policies, the boat trailer
is also covered against physical loss or damage from any external cause.
There are several options you may choose in case you feel the need for additional
coverage. You may purchase coverages such as:
- Coverage for your personal property
- Coverage for your fishing equipment
- Coverage against injury to you caused by an uninsured boater
Your watercraft will be covered only if you have physical damage (comprehensive
and collision) coverage. All other coverages such as Liability, Uninsured Motorist
and Medical Payments coverages only come into effect when your boat is in the water.
If your watercraft is damaged, its policy will handle the loss only if you have
physical damage (comprehensive and collision) coverage on your policy.
Give us a call at our offices at 305-252-1009 or click here to get
an online quote.