Motorcycle Insurance

What is Motorcycle insurance?

Having a good insurance policy is just as important as wearing a helmet. It should be a part of your protective gear that goes with you whenever you are out enjoying the open road. Just like a good piece of gear, your insurance policy should be unrestrictive and give you the freedom to ride. Motorcycle well help protect you from the dangers and risk that you face every time you hop on your bike and ride the open road. At JAV insurance, we are confident we can fit you and your bike's needs and are ready to find you the best deal. Simply call our offices at 305-252-1009 with any questions you maybe have and a helpful agent will assist you or click here to get an online quote.

What does Motorcycle insurance cover?

    Bodily injury liability coverage
  • When you're involved in an accident, the firs thoughts you have undoubtedly involve assessing if you're injured followed by wondering if the other person or persons involved are injured.
    If you do injure or kill someone or if you need projection in a lawsuit against you, this type of coverage will protect you.
  • Collision coverage
  • Accidents may cause damage to your motorcycle. Regardless of whether that damage is your fault or not, you will be protected when you have collision coverage included in your policy.
  • Accessories coverage
  • Most comprehensive policies include coverage for your accessories. When this type of damage occurs (including damage to your helmet), this coverage will pay it.
  • Comprehensive physical damage coverage
  • Sometimes damage occurs from something other than an accident, such as theft or vandalism. JAV Insurance can provide policies that cover these damages too.
  • Comprehensive physical damage coverage
  • Unfortunately, not everyone carries motorcycle insurance. When you are hit by someone who doesn't carry insurance, you'll still be projected when you have uninsured/underinsured motorists coverage in your policy.

Do I need motorcycle insurance under Florida law?

Florida law does not require motorcycle insurance. However, if you are charged with an accident that causes injuries, you will be required to obtain insurance (if there was no prior policy in place) and you will be liable to pay for any medical expenses or damages that occur to either party.

Is there any type of medical coverage?

You may choose between the following medical coverages:
  • Medical Payments
  • No-Fault
  • Personal Injury Protection